Skip to content
clarkchimneyservices.com
clarkchimneyservices.com

  • Home
  • Bestsellers
  • Business
  • Social Media
  • Health & Medical
  • Real Estate
  • Write for Us
  • Contact
clarkchimneyservices.com

Health Care Reform: How the law is to affect senior citizens

Alana Spowers, January 10, 2024

Health Care Reform: How the law is to affect senior citizens

The federal Health Care Reform law was passed on March 26, 2010. Individuals interested in Florida health plans and Blue Cross Blue Shield of Florida, BCBSF, are very eager to learn how Florida health insurance will be affected.

Whether one has coverage or is seeking a quote for affordable health insurance, and whether or not one resides in Tampa, Sarasota, Fort Myers, or in Lakeland near our four Bay Marketing offices, Floridians ask what the rest of the country wants to know: “How will my future, and my family’s future, be impacted this year, and later, when the federal changes are fully underway?”

With a greater and greater percentage of the population being in the “senior citizen” demographic as years pass, we will surely all be affected by issues that elder Americans face.

Many rules are being written now, but one clear change health care reform brings is that Medicare will begin paying $250 in annual rebate to those in the coverage gap of the “donut hole” of Medicare Part D. Historically, this “donut hole” has affected no less than 300,000 Floridians. The $250 rebate check will be sent within a few months after a senior’s lapse in Medicare D coverage starts in a given year. Once a person is in the “donut hole”, and receives the check, no other Medicare funds are available. Well over 10 times this amount may be spent out of pocket before catastrophic coverage from Medicare takes over till year-end. The cycle begins again the next year and is a serious concern for millions of Americans.

Beginning in January 2011, a more significant change for seniors is coming around the bend. Name-brand drugs will be at a 50% discount during one’s lapse in Medicare D coverage.

Since rising drug costs are a big concern, it’s difficult to predict overall outcome. In 2009, the AARP noted that name-brand drug costs rise at levels exceeding that of overall inflation.

If the donut hole closes as the new law promises will take place by 2020, seniors will still pay 25% of their total drug costs under Medicare D, unless they have insurance to supplement or replace Medicare.

Long-term value and security are provided through a number of different plans through Bay Marketing and BCBC of Florida. With the financial burdens the future will surely bring, people of all ages can benefit by having the right coverage at the right time.

Advantage65 offered by BCBSF includes a variety of network-based Medicare supplement plans that can be customized to fit one’s needs. CompCoverage offers five supplemental insurance plans. Blue Medicare PPO – features no referrals plus prescription drug coverage. Blue Medicare HMO (offered by Health Options, Inc.) includes prescription drug coverage and preventive health care. Blue Medicare Rx (Medicare Part D) has improved, low cost options – some with no deductibles. BCBSF also offers dental, disability, life, and long-term care insurance policies, and flexible Spending Accounts, (FSA) and Health Reimbursement Accounts (HRA) and Health Savings Accounts (HSA). See http://www.floridahealthplansonline.com/products.html for our great line of products for all ages and stages of life. Bay Marketing has a plan to fit your every need.

With many questions still unanswered, there is one thing we can be certain about:

The overall security available through having insurance coverage that’s right for us (and those we love) now is an essential element in building the health care and financial picture we all wish to see in the years to come.

Serving central and west coast Florida, Bay Marketing, a licensed independent contractor with Blue Cross Blue Shield of Florida, has been providing insurance plan information for individuals and employers during the last twenty years. Contact Bay Marketing for an online individual and group insurance quote at Florida Health Plans Online, http://www.floridahealthplansonline.com

Article source: https://articlebiz.com

Opinion

Post navigation

Previous post
Next post

Comment

  1. Alana Spowers says:
    January 10, 2024 at 1:03 pm

    This may be a really good hints mainly that will the ones novices at blogosphere, shorter together with complete information… Kudos meant for posting ours. Extremely important look over report. kims maternity and pediatric hopspital

    Log in to Reply

Leave a Reply Cancel reply

You must be logged in to post a comment.

Buy Facebook Comments

Buy Facebook Comments - CommentsHero provides customizable Facebook comments for posts, videos, or ads. Select from pre-written or custom options, strategically splitting them for maximum impact. With fast delivery in 6-12 hours and guaranteed satisfaction, trust us for safe and reliable service.

Archives

Categories

Recent Posts

  • Reliable and Popular Forex Broker

  • Smokeable Cbd Flower<br />

  • Men Sports Jacket Regular Fit

  • Clark Chimney Services: Top 10 Best Accuracy Of Wrist Blood Pressure Cuffs Comparison

  • The Main Components Of A Trademark

  • Olive Sport Coat

  • Winter Jackets Mens

  • Dark Red Leather Jackets Men

  • Buying Tile On the Web May Be Great Experience in Case You Observe These Strategies

  • Clark Chimney Services: Top 10 Best Buy Paddle Board Canada Comparison

  • How to Clean White Canvas Shoes With Child Powder

  • Stainless Steel Sink Kitchen

  • Clark Chimney Services: Top 10 Best Cordless Leaf Blower Vacuum Canada Comparison

  • Clark Chimney Services: Top 10 Best Beach Wagon Cart With Big Wheels Comparison

  • Top 10 Best Lg Stereo Ear Microphone Comparison

  • Gold Suit for Men

  • Clark Chimney Services: Top 10 Best Massage Therapy Chair For Sale Comparison

  • Top 10 Best Phones At Us Cellular Comparison

  • Clark Chimney Services: Top 10 Best Knife Block Set Comparison

  • Dress Sport Coat

  • Clark Chimney Services: How To Dress In 2019 + Top 15 New Fashion Trends! (Style Tips)

  • Clark Chimney Services: Top 10 Best Buy Car Wheels Online India Comparison

  • Top 10 Best Fur Lined Coat Mens Comparison

  • Top 10 Best What Is A Cast Iron Trivet Used For Comparison

  • Top 10 Best Nicholas Trivet Comparison

  • Columbia Fleece Black Jackets Mens Size Large

  • Clark Chimney Services: Top 10 Best Asics Tennis Court Shoes Womens Comparison

  • Top 10 Best Custom Trivet Comparison

  • Furniture Shelving Storage

  • Mens Short Sets

Partner Links

vacationideas.me

thegamingbase.com

thegamingbase.com
vacationideas.me
cheapinsurersinyourstate.com
proteusx.org
olpcaustria.org
artsinbloom.com
sanadajuyushi.com
amblrpt.com
acl-ng.org
barcelonawireless.net
frog-radio.com
theflyslip.net
zarin-daneh.com
dakaronline.net
emarketing247.com
kimkardashian24h.com
tempatnakal.com
traffickingblog.com
j-higashi.com
lavina-jahorina.com
louiselyndon.com
michaelpark.net
trans-dutch.com
codefortomorrow.org
icommerce.asia
thamizham.org
bialystocker.net
growinghealthyschoolsweek.org
kapitalbg.com
childfinder.us
estrelasdepinhel.com
homedecoratorscouponnow.net
monsieurclub.com
naturecommunicator.com
ray-baneyewear2015.com
abesblogcabin.org
adammo.net
am-se.com
myonlinemuseum.org
napaofnorthgeorgia.com
ppberja.com
houseofpoozle.com
piscatawaybrainobrain.com
tribratanewspolresrohil.com
drdcentral.com
gulf-u.com
stgeorgemidland.org
bahamas-abacos-fishing-charters.org
tornado-foosball-table.com
ufmgc.org
paradaisgh.com
bakerygingham.com
regionalbar.com
nopacommoncore.com
©2025 clarkchimneyservices.com | WordPress Theme by SuperbThemes